Wednesday, 5 April 2017

Amul Dark Chocolate Review


I am one of those girls who love their chocolate. I can have chocolate any time of the day or in any mood.  To be frank, I would survive without staple foods, sweets even junk foods but I cannot stay alive without having chocolate at least once per week.
So here the problem aroused when I decided to shed extra kilos. For any weight loss journey, the first and foremost thing is to have a sugar-free and fat-free diet. After mere three days, I started craving for chocolate. On the fifth day I gave up went to the nearest mall to get a small chocolate. I had in mind I would get 10rs dairy milk or 5rs milky bar choo just to prevent the urge of having chocolate. I saw Amul dark chocolate 150g pack in the chocolate counter. “55% cocoa, a source of Antioxidants” caught my attention. I thought I should give it a try.



MRP- 100 INR
Net Weight- 150g

Ingredients:  Sugar, Cocoa Butter, Cocoa solids, Permitted Emulsifiers (E322 E476), Added Cocoa and Vanilla Flavors, Artificial flavoring substances.





Product Description:
·         Made from finest cocoa beans
·         55% rich in cocoa
·         Natural source of Antioxidants


My Experience with this chocolate bar
            I genuinely liked the chocolate bar. This is a lil bitter than usual milk chocolates. Quantity per the price is quite good. At 100rs you would get a 150g bar of chocolate. The bar has 27 blocks of chocolate. Three or four blocks of chocolate can easily be a good serving size (not for me though) and it would add around 100 kcal (For calorie counting persons).


 Pros about the product:
·         Good brand product
·         Creamy texture
·         Healthier option
·         Good packaging

Cons about the product:
·         Only one size is available.

Final Verdict
I would definitely recommend everyone to try this chocolate. I just love it. 









Tuesday, 31 January 2017

Demonetization in India: A brief idea


                On Nov 8th of 2016 when the whole world was waiting for the result of the USA Presidential election Indian Prime Minister Narendra Modi made a revolutionary movement by enacting a demonetization policy for India. According to the policy Indian 500 and 1000 rupees currency notes are ceased to be legal tender from the very next day.
WHY DEMONETIZATION?
              The key objectives behind the effort were to curb the black money obtained by malpractice and stop counterfeiting menace. Secondarily it was a move to control corruption, terrorism funding, usage of drugs and smuggling.
HISTORY OF DEMONETIZATION:
            This was definitely not the first demonetization in India or the world. Countries like Ghana, Nigeria, Soviet Union and North Korea has enacted the demonetization move in 90s. Government of India also many times demonetized lower value currencies and higher value currencies. Coincidentally demonetization of 10000 Indian rupees was done by the first non congress government in India by Morarji Desai led government in 1978.
SALIENT FEATURES OF THE MOVE:
  •  The move was declared by PM Modi at 8:15 pm in an unscheduled television address.
  •   Except for Finance Ministry and top officials of RBI no one had the knowledge about the activity. After PM Modi’s detailed address RBI declared the new 500 and 2000 rupees currency notes in a press conference.
  •  places like hospitals, railway ticket counters were allowed to use the old currency notes.
  • There was 50 days limit for exchange or deposit of the old currency notes.
  • The move got mixed response. After the announcement most people welcomed the move. On the other hand opposition parties shook hand together against the move and wanted government to roll it back.

POSITIVE IMPACTS:
  • Black money holders could not declare their money. So it kind of helped in curbing black money.
  •  Unexpectedly major part of money had been declared which means it came into the mainstream and tax evasion would be reduced.
  •  Illegal activities like human trafficking, Hawala operation, terrorism funding has been enormously reduced.

NEGATIVE IMPACTS:
  • ·     The major disadvantages were cash shortages and long queues before banks and ATMs.
  • ·        Several people have reported to have died due to the after effects.
  • ·   Essential service sectors like agriculture, transportation, business and banking sectors got setback due to cash scarcity among people.
  • ·     After the announcement the stock market indices dropped, GDP growth reduced and there was a drop in industrial output. But couple months later they are stabilized.

WAS GOVERMNMENT READY?
            The answer is yes and no. If we observe PM Modi led government has taken various steps for financial inclusion like opening Zero balance account under Pradhan Mantri Jan Dhan Yojana along with Rupay Debit cards, various Insurance schemes and Pension schemes. GOI has introduced Income Declaration Scheme where black money could be made white by paying higher taxes. Digital  India has also been
            On the other hand if we observe Cash shortages and Long waiting hours before ATMs and banks we can say that GOI was not prepared to fulfill peoples need(in hand cash) at the right time.


Banned 500 and 1000 notes

New 2000 rs notes
RESULTS:

            India has probably overcome the short term halts and waiting for the bigger picture. India has started to enter the new era of cashless economy.